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Refact.ai

An open-source AI coding agent with codebase-aware completions, chat, and refactoring, available as a hosted service or self-hosted deployment.

Pricing
Free tier; Pro from $10/mo; bring-your-own-key usage at no extra cost
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Refact.ai is an open-source coding assistant that pairs unlimited code completions with an in-IDE chat and agent for refactoring and multi-file changes, backed by a codebase-aware vector index and available either as a managed plan or a self-hosted deployment.

Why it stands out

Good for

Teams that want an open-source alternative to Copilot with the option to self-host for data control.